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Happens only too often; some employee at a reputable place steals the info and sells/uses it
Years ago I get a catalog and a thank you note addressed to me "Dr." B from the Gap for my recent purchases. Huh? I rarely shop there, and I am certainly no doctor. So follow up with a call to master card: yep a big purchase at this Gap store back east!
Next a call to the note writer to thank her for the card. "oh, wait a minute, you don't sound like Dr. B !" Exactly... Some smooth talker, using my card, purchased a substantial wardrobe of clothes under the guise of a grad gift. The shipping address was somewhere in a bad part of Los Angeles.
I tracked my use of the card to a local rental car company that had a recent high turnover of staff. The person most likely to have done the deed had been gone for a few weeks.
Master Card got all the info from me, and other than crediting me for it, did nothing
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1970 914-6 street"evil cockaroach"
1970 911 Targa "ST"
Jade Green IROC Tribute (ready to race)
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