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It's not in State Farms interest to "carry" that increased value onto your car. They want to maximize their premium's they charge you, and minimize their "return" to you should you need to make a claim.
My registration on my 1983 911SC(now with an 86 930 stock 3.3L) is about $65 dollars per year in California(understanding that they BASE this rate on the "value" of the car. It's worth as it stands roughly $25-27K in resale value(high teens if it had the 3.0L N/A motor), so obviously their is a disconnect, if my clapped out, not worth than $2500 Toyota Corolla commands a $145 dollar charge to register per year.
If you want additional coverage, then ask to adjust and pay accordingly, or search a different insurer to get the coverage of what you want.
Essentially, a human life is worth nothing, except the "value" or importance we place on it. Ironically, you can insure that "value" thru a life-insurance policy. Life is stranger than fiction.
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1983 911 3.3L Turbo(YES, I know the turbo badge is on the right...had to be different!)
1996 Toyota Corolla(der 'clapper')
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