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has anyone used any of them? Experiences with them?
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Yes, I have... and they work fine....
Many cultures have money transfer services that live outside the rules of traditional banking
My now ex wife I and I moved funds and bought properties in Tianjin, and NYC
(Queens)
I was hesitant at first, but when I saw that so many of the locals participated.... I agreed to move money that way...Its a trust thing inherent to certain cultures...