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I was this ("") close to refinancing, but then someone hit the NOS button on rates. I think the sudden interest rate increase is the laces coming off the other shoe, which is about to drop.
OTOH, refinance-based consumer spending could only go on so long; without the jobs to pay off all those mortgages, it's kinda pointless.
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"You go to the track with the Porsche you have, not the Porsche you wish you had."
'03 E46 M3
'57 356A
Various VWs
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