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I work in a secure office that doesn't allow phones on the floor. If the bank tried to text or call me to verify a purchase I may not see that they called until the end of the day. In the meantime, my hacked bank account has been drained and other charges have bounced. Even if the bank makes it right, I've got a lot of explaining to do to those who had debits rejected. No thanks. I use credit cards as a debit card in that I only spend what I KNOW I have in the bank to pay when the bill comes in.
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Joe
See Porsche run. Run, Porsche, Run: `87 911 Carrera
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