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I am also 52 years old, and have been more than pleased with my 401K results this year (20%). I also get nervous about a major correction, but in the last 2 years I have made nearly 50% return so for now, I will be staying the course. I have been contributing 6% for 20 years, and then cranked it up to 20% contributions about 3-4 years ago when I paid off the house.
The 401K, along with my 25 year company pension, also having no debt, and whatever remains of SS for my wife, and myself should ensure a comfortable retirement.
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