[will944]

Kevin

Your insurance company will always give you some leeway (Spellling?) when you are at fault and wreck your car. For example, if you hit a tree and they can see that the car is in mind condition, they should give you a bit more money that just blue book. It is your insurance company's obligation to place you in the EXACT same situation you were in prior to the accident!!

But if you have mods like suspension, chip, exhaust, etc etc, you need to "schedule" them. This means you send them a list of the mods and the appropriate value. Also, gettting your car appraised and taking pictures always helps.

I would do what gdjones did. He has collectors insurance on his ride. It is cheaper and is fully covered for appraised value. The problem is that you can only drive your car a certain number of miles per year...I think around 5K.

I would call your insurance company and inquire about it...without telling them if you have any mods. Just ask if my ride were stolen and I had a ton of engine work, or a ton of suspension work, what would happen