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SCadaddle's Avatar
 
Join Date: Jul 2012
Location: Mississippi
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Just exactly "who" is naming winter storms?

From wiki:

"Winter storm naming in the United States has been used since the mid 1700s in various ways to describe historical winter storms. These names have been coined from days of the year that the storm impacted, to noteworthy structures such as a theatre the storm had destroyed. In the 2010s, winter storm naming has become controversial with The Weather Channel, and various media coming up with their own names for winter storms. It has been argued by meteorologists that winter storms can reform more than once, making the process of naming them both difficult and redundant. On the other side of the argument those in favor of naming storms argue that the names help people with preparation. Entities from the United States government which includes the National Oceanic and Atmospheric Administration (NOAA), and the National Weather Service (NWS) have also weighed in stating that they would not be naming winter storms, and have asked others to refrain from doing so."

That being said, I have "Named Storms" as a "peril" in my homeowners policy that is marked as "N/A". I've never got a straight answer from the Insurer with regard to this. Would I be covered from a "named storm" or not? Thoughts?

Old 01-28-2019, 03:57 PM
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Everyone get indoors, here comes Larry!
Old 01-28-2019, 04:03 PM
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Old 01-28-2019, 05:30 PM
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Jim Cantore, and the Weather channel.
Old 01-28-2019, 06:30 PM
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I may be wromg as rain.

N/A to me means Not Applicable. You are not in the high risk areas so it is not added to your policy. They started using them after billion dollar hurricanes. If it were me I would park my butt in my agents office until they clarified the statement.

Not really sure this helps.


https://www.naic.org/cipr_topics/topic_hurricane_deductibles.htm
Old 01-28-2019, 06:45 PM
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Thanks Sooner or Later, that's interesting reading.


This would be a home in Central Mississippi; 180 miles north of the Gulf of Mexico.

I could very easily see "Hurricane Bob" becoming at least "Tropical Storm Bob" once inland and that would be a named storm, would it not? Granted that example would be a storm that was "named" by NOAA, suppose someone in the Northern US wound up with damage and a claim due to "Winter Storm Jayden"---is that an "officially" named storm? Not covered in your policy?


Last edited by SCadaddle; 01-28-2019 at 08:43 PM..
Old 01-28-2019, 07:57 PM
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