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Detached Member
Join Date: May 2003
Location: southern California
Posts: 26,964
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Creditkarma.com?
They seem to only want to ask for the last 4 of your SS#, DOB and address. No CC # requested. They then ask you to validate with an email address and ask you to verify a few loans, like house and car, which they show you, you don't give them that info. You have to agree to accept some spam to your email address.
Any thoughts? |
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04-30-2015, 07:41 PM
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Registered
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The catchy name throws me off.
You can get all your credit info directly from the reporting agencies. Our health care insurer recently got hacked and we were provided free fraud prevention program from them. Its likely the same thing may be out there for you.
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1978 911sc Targa Sold 2001 996 Cab Sold 2006 Cayenne S Silver Wifes Car for sale 2011 Jeep Wrangler Silver for sale 2010 Toyota Prius Black for sale 2016 BMW 328D wagon |
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04-30-2015, 07:46 PM
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Hi
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I've tried creditkarma.
I haven't received any spam.
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"A good sense of humor is the best thing to have in your toolbox when working on these cars." Quote by Charles Freeborn, Pelican. |
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04-30-2015, 07:55 PM
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The Unsettler
Join Date: Dec 2002
Location: Lantanna TX
Posts: 23,885
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Have been a member for a couple of years now.
Completely free. Works as advertised. Their business model seems to be a clearing house for credit offers. Meaning while you are in the dashboard they will show you offers for new cards, balance transfers, etc.. But they are presented in a non intrusive manner. You barely notice them. There UX is well done. No hard sell "Wanna chat about offers?" popups. They have some tools to show you how to lower you payments, generally tied to taking one of the offers but again nothing forced or intrusive. I'd be hard pressed to remember the last time I got unsolicited email from them, ie; they are not spammy.
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"I want my two dollars" "Goodbye and thanks for the fish" "Proud Member and Supporter of the YWL" "Brandon Won" |
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04-30-2015, 07:57 PM
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Back in the saddle again
Join Date: Oct 2001
Location: Central TX west of Houston
Posts: 56,256
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I can't confirm about creditkarma, but Stomachmonkey has.
I can confirm that you are completely safe and free to get a yearly check at https://www.annualcreditreport.com/
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Steve '08 Boxster RS60 Spyder #0099/1960 - never named a car before, but this is Charlotte. '88 targa  SOLD 2004 - gone but not forgotten
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04-30-2015, 08:01 PM
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The Unsettler
Join Date: Dec 2002
Location: Lantanna TX
Posts: 23,885
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OK, just checked my gmail that backs up all my email accounts.
Yeah they send you emails but I have like 25 in 3 years. Not terrible. Have not logged in in a while, the interface changed. Not as user friendly as it used to be. Not sure what they were thinking.
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"I want my two dollars" "Goodbye and thanks for the fish" "Proud Member and Supporter of the YWL" "Brandon Won" |
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04-30-2015, 08:10 PM
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Back in the saddle again
Join Date: Oct 2001
Location: Central TX west of Houston
Posts: 56,256
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I've been using annualcreditreport.com for years. I don't know that I've ever gotten an email from them. I bought my score from Equifax once during the credit report process and ended up getting emails from them occasionally, but nothing from annualcreditreport.com.
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Steve '08 Boxster RS60 Spyder #0099/1960 - never named a car before, but this is Charlotte. '88 targa SOLD 2004 - gone but not forgotten
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04-30-2015, 08:21 PM
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Feelin' Solexy
Join Date: Oct 2003
Location: WA
Posts: 3,795
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I know the founder, it's a good company with a good product. I've been using it for at least 8 year.
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Grant In the stable: 1938 Buick Special model 41, 1963 Solex 2200, 1973 Vespa Primavera 125, 1974 Vespa Rally 200, 1986 VW Vanagon Syncro Westfalia, 1989 VW Doka Tristar, 2011 Pursuit 315 OS, 2022 Tesla Y Gone but not forgotten: 1973 VW Beetle, 1989 Porsche 944, 2008 R56 Mini Cooper S |
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04-30-2015, 10:29 PM
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Registered
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Fantastic service, free and it's updated constantly.
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2021 Model Y 2005 Cayenne Turbo 2012 Panamera 4S 1980 911 SC 1999 996 Cab |
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05-01-2015, 10:05 AM
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least common denominator
Join Date: Aug 2001
Location: San Pedro,CA
Posts: 22,506
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Also been using it with no problems... and as a tech I'm pretty paranoid about giving up my info on the internet.
What was that? Did you see that? I think it was a Yeti with a death ray!
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Gary Fisher 29er 2019 Kia Stinger 2.0t gone 1995 Miata Sold 1984 944 Sold I am not lost for I know where I am, however where I am is lost. - Winnie the poo. |
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05-01-2015, 11:44 AM
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Registered
Join Date: Feb 2000
Location: Dallas, TX
Posts: 4,612
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Anyone still using creditkarma.com? Any complaints since the last post 4 years ago?
Equifax and Yahoo Breach are all requiring some kind of credit monitoring to receive the cash payout and this one is free and fulfills their obligations. Thanks, Neil
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Neil '73 911S targa |
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09-23-2019, 03:23 PM
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Unregistered
Join Date: Aug 2000
Location: a wretched hive of scum and villainy
Posts: 55,652
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I've been using credit karma for a few years, works great, free.
Get the occasional e-mail. Maybe one a month. |
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09-23-2019, 03:49 PM
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Registered
Join Date: Oct 2003
Location: Mount Pleasant, South Carolina
Posts: 14,273
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Been using it for years. No spam email that I recall.
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09-23-2019, 06:39 PM
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?
Join Date: Apr 2002
Posts: 30,546
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Never been there....no need. Zero emails...
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09-24-2019, 02:57 AM
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Misunderstood User
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agreed! works for me no problems or emails
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Jim 1983 944n/a 2003 Mercedes CLK 500 - totaled. Sanwiched on the Kennedy Expressway |
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09-24-2019, 03:13 AM
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In Vino Veritas
Join Date: Dec 2010
Location: Waiting in vain
Posts: 1,116
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Works like a champ. No spam, no unnecessary emails.
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Todd '85 3.2 Targa/'87 951/'04 C4S Coupe "Nothing Ventured, Nothing Gained" Thomas E. |
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09-24-2019, 04:30 AM
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Crusty Conservative
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Quote:
I have been a member of Credit Karma for at least 5 years, and I completely agree wit Stomachmonkey’s assessment.
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Bill 69 911 T Targa, 2.4E w/carbs (1985-2001) 70 911 S Coupe, 2nd owner (1989- 2015) 73 911 T Targa, 3.2 Motronic (2001- ) |
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09-24-2019, 05:45 AM
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(the shotguns)
Join Date: Feb 2006
Location: Maryland
Posts: 21,718
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I use it but don't recall what I had to give them to set it up. I like it.
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***************************************** Well i had #6 adjusted perfectly but then just before i tightened it a butterfly in Zimbabwe farted and now i have to start all over again! I believe we all make mistakes but I will not validate your poor choices and/or perversions and subsidize the results your actions. |
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09-24-2019, 05:54 AM
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Registered
Join Date: Feb 2000
Location: Dallas, TX
Posts: 4,612
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Thanks for the confirmations. I signed up and like it so far. It's nice to see everything at a glance.
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Neil '73 911S targa |
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09-24-2019, 06:03 PM
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The Unsettler
Join Date: Dec 2002
Location: Lantanna TX
Posts: 23,885
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Quote:
You'll get alerts to FICO changes. I find myself constantly managing my cards because I obsess about keeping my score high and get upset if I drop a couple of points because I made a large purchase and they ran the numbers before I paid the card that month. I guess none of that is bad thing.
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"I want my two dollars" "Goodbye and thanks for the fish" "Proud Member and Supporter of the YWL" "Brandon Won" |
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09-24-2019, 06:12 PM
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chocolatelab
Gretchen
1985.5 Porsche 944 2.5L Supercharged 
911 SC
Panamera
1970 Porsche 911S 2.2l MFI
