So what's your mid range plans?

[look 171]

There are lots of threads about retirement and long range plans but what about mid range plans? Baz got me thinking about that on my other thread where I complain about the crazy lady calling cops on me. I know some of you are retired, and many of us aren't and are still chipping away with retirement in more then 10 years. Lets hear it.

Work like hell in the next 5 years.

Start thinking about a retirement home. Single story, largish garage and yard near the foothills. Gut it and make it the way I want. Rent my current home out and let kids take care of it. The only way to learn about rentals is to jump in and deal with it. Hopefully it wouldn't burn them out.

Travel a bit with the kids

A few more big road trips after kids gone off to college.

While I can still walk and stay strong, near the 10 years mark, I like to live aboard for a few months, work in a restaurant or something part time (no pay is OK) so I can get to know some of the locals. Use that as a base and see cities or countries near by. Come home and do it again next year. I am not sure if this will ever become reality because my wife isn't too keen on doing this.

Drive those damn 911s more.

[wdfifteen]

Originally Posted by look 171

Rent my current home out and let kids take care of it. The only way to learn about rentals is to jump in and deal with it

You can’t be serious.

[look 171]

Originally Posted by wdfifteen

You can’t be serious.

Oh I will watch like a hawk so there are no major screw ups

[LWJ]

Perfect timing.

I consider my work at home to be akin to the sabbatical I have never gotten. At 53, type A, I eat stress. And it eats back into my soul. Didn't bother me until the last 5 years or so but it seems to be the way I've run forever.

Today? I walked my dog / daughter twice in the woods. I took a nap. I am all relaxed.

And I really really like it.

This all makes me reconsider my life trajectory.

I didn't know I could live without running / pushing. I bet my resting heart rate is down 5-10 BPM.

There is an upside to this crises. I have seen a wide range of life choices that I didn't know existed.

And that, is truely a blessing.

[Bill Douglas]

I had a really awkward situation today. I was walking the dogs along a clifftop/beach below place and a gorilla sorta guy had a real go at me about a dog having pooed. I don't think it was even my dog that did it. I thought defuse. So I said sure and picked it up with twigs and threw it over the cliff. He went nuts about me not using a plastic bag and taking it away. at that point I decided bounderies had been crossed, and being slightly alfa dog myself I verbally let rip at him. I looked like a corona virus brawl was a bout to happen at the top of a cliff which is not always a good thing. He backed off when he realized I was up for it but it makes me realize life is NOT easy.

Soooo.... I'm just looking to survive this thing, one way or another.


I can't cut back on work because I've done almost nothing for the last 15 years so I'll just focus on my singing and other hobbies I guess and hope not to get killed.

I don't want anything bad to happen to me. Unleast until the stocks I bought are back up to what I paid for them.

[Evans, Marv]

I think you have to have plans A thru Z. You have to think about things unplanned for. What if you or your wife become ill or semi incapacitated. If you have kids, one or more may have an accident, fall ill, or something else. You are the one who knows your circumstances, so you have to sort out the scenarios and at least a vague contingency plan to approximately cover some. If things go well, plan A may work out OK. In my case, I was never going to get married again after my former wife & I parted ways. I was going to sell my rentals, cash out, pack up, and move to Portugal to live. That didn't work out well, since I ended up marrying a lady much younger. Now I've been retired fifteen years, and she's just reaching her stride professionally (school Principal & maybe on track to become Superintendent). So I ended up spending my resources building a place for us and life style of supporting her to make way for her to succeed. Not something I mind, but I sometimes think of what my other life would have been like. One thing you have to consider is that as you get older, you're not going to want to contend with some things - like watching your kids like a hawk to make sure they do the right thing & make the right decisions for example. With people living longer, you really have to take the long view but have contingencies planned out if it doesn't work out that way.

[RSBob]

Moral to the story, when walking your dog along a cliff and encounter a gorilla, the ***** will fly.

[Bill Douglas]

Originally Posted by RSBob

the ***** will fly.

It annoyed me a bit because walking the dogs if my "safe zone" if not my life. My space sort of thing.

He noted my subtle knees bend and a slight 45 degrees turn, plus full volume STFU but I didn't really need this.

[Hard-Deck]

I'll retire this year at age 52. Plan is to be a vagabond as long as possible. We're going to use our trawler to travel between Puget Sound and Alaska on the Inside Passage, travel Canada and US with our Airstream, and when this COVID-19 crisis winds-down, some European and C. America travel. Our kids are well on their way to their own successes, and we are debt-free. As long as we are young'ish, and in good health, we're going to wear out as many tires and cover as much water/ground as we want to.

[KFC911]

Originally Posted by LWJ

Perfect timing.

I consider my work at home to be akin to the sabbatical I have never gotten. At 53, type A, I eat stress. And it eats back into my soul. Didn't bother me until the last 5 years or so but it seems to be the way I've run forever.

Today? I walked my dog / daughter twice in the woods. I took a nap. I am all relaxed.

And I really really like it.

This all makes me reconsider my life trajectory.

I didn't know I could live without running / pushing. I bet my resting heart rate is down 5-10 BPM.

There is an upside to this crises. I have seen a wide range of life choices that I didn't know existed.

And that, is truely a blessing.

^^^ awesome post....kudos !

[fintstone]

Originally Posted by look 171

...
Start thinking about a retirement home. Single story, largish garage and yard near the foothills. Gut it and make it the way I want. Rent my current home out and let kids take care of it. The only way to learn about rentals is to jump in and deal with it. Hopefully it wouldn't burn them out.
..

Started doing this myself...but can't bring myself to sell the current house (that we love...but not where we want to live). We bought a new home in another state is slightly smaller and although largely redone now, just not as comfortable. We already had a smaller vacation house that we like in yet another state in preparation for our planned retirement last year, but decided to work one more year (2020). Now I am stuck with three houses and accompanying taxes, insurance, utilities, etc. (as I have to stay in the current one to work). Pretty stupid....yes, I know. I have no time for the vacation house or the new one that we bought last year to move to when I retired...and my wife is adamant abut not renting either out (to someone that might trash them).

I have decided that I am not ready to give up enough of my stuff to fit in the new house and would have to buy another, larger one (in one of the two locations) to keep everything (then I could sell or rent the one in that location and my current house). Of course, I never wanted to live in either place during the winter...when there are so many other places that are warmer and dryer (both are closer to children/living parents to satisfy wife who has followed me around almost 45 years). It is just too difficult to make such long term decisions on how to spend the remainder of one's life that I am tempted to just keep working and postpone doing anything. Especially if this teleworking trend becomes more prevalent. First world decisions are so much harder than when I could barely feed myself.

The car guy thread was interesting in this respect...as so much of my housing "needs" are based on cars, places to store and work on them, and tons of parts that I store. I can rarely find the time to drive or work on the air-cooled cars these days an assumed I would when I retired. I am not sure if I still have the need to do so...and the prices of cars is to the point that I will never use the extra doors, bumpers, wheels, seats, etc. that I have accumulated to redo one (my cars are done/complete). The stripped, but rust free midyear targa that no one thought worth restoring 15 years ago are now rare and few.

[sammyg2]

Originally Posted by look 171

There are lots of threads about retirement and long range plans but what about mid range plans?

Haven't decided for sure, but I'm leaning towards taking a nap around noon-ish.

[Jim Richards]

The plan...Stayin’ Alive! Knock on wood.

Once this CV stuff is no longer visible in our rear view mirror, we’ll travel a few (3-5) months a year around North America in our Class B RV.

[jhynesrockmtn]

We live in the house we will retire in. Wife is 63 and works part time and takes her SS. She is laid off right now. I took a part time school based job as a business manager for a small private school 25 hours a week with full benefits. I'm 57. A type 1 diabetes diagnosis a few years back put me on a path to need health care until I'm 65 so my plan of working to 60 and quitting got cancelled. I don't make much money and am way over qualified but the stress is nil and I have a lot of free time. My shop is built. I ride bikes, walk the dogs a lot, do yoga and piddle on cars. Kids and grandkids will get more of our time in the future. The ones who are local get plenty now. Life is good. I could age 20+ years doing exactly what I'm doing, maybe work less, and I'll be happy. My wife wants to take a couple of trips to Europe if we have the $'s before we are too old to enjoy it. Other than that, no big travel fantasies.

[KFC911]

Originally Posted by sammyg2

Haven't decided for sure, but I'm leaning towards taking a nap around noon-ish.

What about the long term?

Eggs, mebbe ?

[Bob Kontak]

Originally Posted by Bill Douglas

I can't cut back on work because I've done almost nothing for the last 15 years so I'll just focus on my singing and other hobbies I guess and hope not to get killed.

About three years ago squared off with a much younger man, six inches taller than me and strong, could have twisted my head clean off.

Police were luckily at the gas station and broke it up and asked for our credentials. I had them, he didn't. Cop told me to get on my way. I hauled ass.

That been it for testosterone fueled lunacy since. I was lucky.

Staying alive is a good mid range plan. Maslow's Hierarchy, kinda.

[Skytrooper]

Well....it has been an interesting year so far. Dec 23rd my company closes its doors, and all of our assets are being broken up and doled out to other locations. I have the chance to follow either of the two major branch's. I just do not want to. So, I will retire...again. My Army pension will start in December, so I will be fine. It will be 2 years earlier than I had planned but what the hell !

[Jim Richards]

Matt, retirement is the best job ever!

FYI, after I typed “retirement,” my iPad prompted me with the rest of the words in my sentence. It’s apparently in agreement with me.

[Alan A]

Originally Posted by Bill Douglas

It annoyed me a bit because walking the dogs if my "safe zone" if not my life. My space sort of thing.

He noted my subtle knees bend and a slight 45 degrees turn, plus full volume STFU but I didn't really need this.

Get a bigger dog. Something in the #125 to #150 range. Problem solved.