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Back in the saddle again
 
masraum's Avatar
 
Join Date: Oct 2001
Location: Central TX west of Houston
Posts: 56,268
Good Home Ins co that services Texas?

Who in Texas has a company that they like that provides home insurance? We've been using ANPAC and got word that they are pulling out of Texas completely at the end of the year. Our agent is supposed to be able to help us find a new carrier, but I'm curious if someone has a company that they like (or companies that they would avoid).

We've had home and auto with them for years and enjoy the discount that we get for doubling up, so that would be nice too if possible.

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Steve
'08 Boxster RS60 Spyder #0099/1960
- never named a car before, but this is Charlotte.
'88 targa SOLD 2004 - gone but not forgotten
Old 10-10-2025, 11:38 AM
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Location: San Antonio, Texas YEEHAW
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If you've ever seen a US Army or USMC bumper sticker... you too are eligible for USAA.

Honestly, they suck. I know they have issues with home insurance due to flood areas and other oddities. But unfortunately, that is what I have.
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Matthew - drove Nurburgring with wipers on and no rain
1969 911E SOLD
2002 996 Cabrio
1995 993 Carrera 4 SOLD
2004 Land Rover Discovery II G4 Edition (Sold )
Old 10-10-2025, 12:14 PM
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Old 10-10-2025, 01:37 PM
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Join Date: Apr 2002
Location: Houston (Clearlake), TX
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They all suck in Texas. I'm going to try raising my deductible to 10% or more since they don't pay a claim anyway. My only real concern is if my house burns down or I get a big liability claim on a pool accident. My next door neighbor has no insurance and I'm half tempted to follow suit.
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Old 10-10-2025, 01:44 PM
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Back in the saddle again
 
masraum's Avatar
 
Join Date: Oct 2001
Location: Central TX west of Houston
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Quote:
Originally Posted by matthewb0051 View Post
If you've ever seen a US Army or USMC bumper sticker... you too are eligible for USAA.

Honestly, they suck. I know they have issues with home insurance due to flood areas and other oddities. But unfortunately, that is what I have.
Quote:
Originally Posted by David View Post
They all suck in Texas. I'm going to try raising my deductible to 10% or more since they don't pay a claim anyway. My only real concern is if my house burns down or I get a big liability claim on a pool accident. My next door neighbor has no insurance and I'm half tempted to follow suit.
LOL! Glowing recommendations!

We should blame it all on Galveston, Port Arthur, and Beaumont. It doesn't seem like we get nearly the natural disasters of the east coast or west coast or the Gulf coast from Port Arthur to Pensacola which seems to get the worst of the hurricanes.
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Steve
'08 Boxster RS60 Spyder #0099/1960
- never named a car before, but this is Charlotte.
'88 targa SOLD 2004 - gone but not forgotten
Old 10-10-2025, 01:57 PM
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I used Germania Ins for our house in Brenham. They seem to target rural areas to service. Seemed reasonable, but I never had a claim.
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Hugh Lindberg
1972 911
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Old 10-10-2025, 02:05 PM
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Quote:
Originally Posted by masraum View Post
LOL! Glowing recommendations!

We should blame it all on Galveston, Port Arthur, and Beaumont. It doesn't seem like we get nearly the natural disasters of the east coast or west coast or the Gulf coast from Port Arthur to Pensacola which seems to get the worst of the hurricanes.
Just wait until they factor in the Hill Country July 4th floods. We are going to get smoked.
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Matthew - drove Nurburgring with wipers on and no rain
1969 911E SOLD
2002 996 Cabrio
1995 993 Carrera 4 SOLD
2004 Land Rover Discovery II G4 Edition (Sold )
Old 10-10-2025, 02:46 PM
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Back in the saddle again
 
masraum's Avatar
 
Join Date: Oct 2001
Location: Central TX west of Houston
Posts: 56,268
Quote:
Originally Posted by lindbhr View Post
I used Germania Ins for our house in Brenham. They seem to target rural areas to service. Seemed reasonable, but I never had a claim.
Awesome, good to know!
Quote:
Originally Posted by matthewb0051 View Post
Just wait until they factor in the Hill Country July 4th floods. We are going to get smoked.
I'm assuming that's why our current group is leaving Texas. The wankers!

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Steve
'08 Boxster RS60 Spyder #0099/1960
- never named a car before, but this is Charlotte.
'88 targa SOLD 2004 - gone but not forgotten
Old 10-10-2025, 03:51 PM
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