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wow. i hate my credit card company today.

basically the issue is still with myself. i pulled a bonehead move. i charged away with careless abandon on my credit card lately. my balance gave me cramps. well, anyways i paided it off. twice! for some idiotic reason, i dont have my CC on my billpay page at my bank. i go to the CC website, and pay thru there by linking up to my bank via the routing number. i didnt remember paying, and i didnt see any pending payments. so i clicked away, and paid again. (same day apparently)

have you ever tried to get a CC company to fix an issue like this? it isnt easy. i can pay them in 15 seconds, and my payment clears in 24 hours. they issue a check, and i should get it in 30 working days. taking a cash advance looks good on paper, but it opens me up to fees. damn, i am a idiot. i almost "bounced" my check card purchase at starbucks this morning. oh well, i am gonna raid my ING account now...bye.

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Old 01-16-2008, 07:06 AM
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I have overpaid my credit card balance, but my company did not issue a check. I just had a negative balance until I charged enough to get back to zero.

I haven't ever had that problem since becoming a Porsche owner though.
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Old 01-16-2008, 07:16 AM
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Wouldn't it be sweet if they paid you the 13% on your negative balance?
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Old 01-16-2008, 07:18 AM
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Quote:
Originally Posted by widebody911 View Post
Wouldn't it be sweet if they paid you the 13% on your negative balance?
Are you kidding?

I'd close all of my savings accounts and send the check to my credit card company.
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Old 01-16-2008, 07:36 AM
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Quote:
Originally Posted by legion View Post
Are you kidding?

I'd close all of my savings accounts and send the check to my credit card company.

No kidding, I could retire at 50 then!
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Old 01-16-2008, 08:18 AM
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Doesn't sound like their is anything wrong with the credit card company....*ahem*....
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Old 01-16-2008, 08:21 AM
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Quote:
Originally Posted by HardDrive View Post
Doesn't sound like their is anything wrong with the credit card company....*ahem*....
They're here. Where? There.

Doesn't sound like there is anything wrong with the credit card company.

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Old 01-16-2008, 08:26 AM
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Quote:
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I haven't ever had that problem since becoming a Porsche owner though.
finally something we agree on.
Old 01-16-2008, 09:47 AM
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I did this once, I actually paid a credit card off and closed the account, then I sent another payment. I took them weeks to send a check.
Old 01-16-2008, 01:24 PM
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I paid off and closed a Captial One account last November. Today I received a check for 19 cents. I tore it up and tossed it. Hope it carries on their books for decade.

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Old 01-16-2008, 05:14 PM
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