Fellow cheapskates - anyone else clip coupons?

[cantdrv55]

I really don't consider it being cheap. I only use coupons if the savings are substantial. For example, dry cleaning 3 suit jackets for the price of 2. That's a 33% off coupon or $25 discount. I used those coupons until I got tired of forking over $50 every three months. I use a commercial quality clothes steamer/dry cleaner now for the jackets. I still use the every fifth pair of slacks free dry cleaning coupon though.

My favorite? 0% credit cards that allows balance transfers. Not a coupon but saves me loads of bucks! Any other money saving ideas? Don't say don't spend because that ain't realistic.

[Noah930]

I turn my underwear inside out. No one's gonna see them, anyway. Lets me go twice as long between washes.

[cantdrv55]

Noah, just go commando and you'll save even more. Just watch the zipper or you'll incur a copay for the resulting visit to the ER.

[pwd72s]

Originally Posted by cantdrv55

I really don't consider it being cheap. I only use coupons if the savings are substantial. For example, dry cleaning 3 suit jackets for the price of 2. That's a 33% off coupon or $25 discount. I used those coupons until I got tired of forking over $50 every three months. I use a commercial quality clothes steamer/dry cleaner now for the jackets. I still use the every fifth pair of slacks free dry cleaning coupon though.

My favorite? 0% credit cards that allows balance transfers. Not a coupon but saves me loads of bucks! Any other money saving ideas? Don't say don't spend because that ain't realistic.

Dry Cleaning? What's that? Forever in blue jeans & washable clothing. Also, don't know the interest rates on my credit cards, because I pay in full every month. It's having no annual or "service fees" that matters most to me.

[HardDrive]

Originally Posted by pwd72s

Dry Cleaning? What's that? Forever in blue jeans & washable clothing. Also, don't know the interest rates on my credit cards, because I pay in full every month. It's having no annual or "service fees" that matters most to me.

+1

Live way below your means, and you don't think about 'your means'.

[cantdrv55]

My 0% credit card also has no annual fee. It's like purchasing in cash.

Agreed. Always live within your means. I use a cheap credit card AND I buy stuff I can afford to pay cash up front, just in case. My other CC is an Amex which I have to pay off every month.

Oh yeah, $5 foot long Subway sandwiches for lunch. Love that oven roasted chicken on wheat.

[Porsche-O-Phile]

I definitely do the 0% balance transfer thing. Interest is for suckers.

Clipping coupons is rarely worth my time. For virtually all things, I get better deals going online than I would by wasting my time with such things. There are a few exceptions, but in general I shop online and get pretty good deals for most things.

If I can buy something second-hand (cars, car parts, computer stuff, electronics, etc.) I do. Saves a ton. Depreciation is for bigger suckers than interest is.

Another BIG way to save is to DIY for everything you can. I don't think I've spent a dollar to a mechanic in 10+ years. I prefer to fix my own stuff anyway.

Another thing is that - as a general rule - if someone markets to ME, I don't buy their goods or use their services. I prefer to seek out and find the people I want to do business with. Marketing and advertising are (to me) big turn-offs and I typically don't reward them. Deliberately. And I get better deals as a result (research and word-of-mouth reference counts for a lot more than slick, self-promotional marketing brochures).

[herr_oberst]

Originally Posted by Porsche-O-Phile

I definitely do the 0% balance transfer thing. Interest is for suckers.

Clipping coupons is rarely worth my time. For virtually all things, I get better deals going online than I would by wasting my time with such things. There are a few exceptions, but in general I shop online and get pretty good deals for most things.

If I can buy something second-hand (cars, car parts, computer stuff, electronics, etc.) I do. Saves a ton. Depreciation is for bigger suckers than interest is.

Another BIG way to save is to DIY for everything you can. I don't think I've spent a dollar to a mechanic in 10+ years. I prefer to fix my own stuff anyway.

Another thing is that - as a general rule - if someone markets to ME, I don't buy their goods or use their services. I prefer to seek out and find the people I want to do business with. Marketing and advertising are (to me) big turn-offs and I typically don't reward them. Deliberately. And I get better deals as a result (research and word-of-mouth reference counts for a lot more than slick, self-promotional marketing brochures).

Pretty much +1 on everything here, except for the coupons. Since I now live alone and have to buy my own groceries, a few minutes spent with the Sunday newspaper ads and I can save a lot of money on the food I buy every week. Grocery stores use a lot of loss leaders to get us in there. Cheap salad bags, cheese, milk, eggs, -

[Porsche-O-Phile]

If I wasn't so bloody busy all the time I probably WOULD clip the coupons for groceries. I just don't have the time to make it worthwhile though. We do pretty well with the groceries anyway - lots of pastas, produce stuff, etc. Yeah we could probably save $3-$5 a week or so, but for now it's just not worth the hassle. I just buy the 6-pack instead of the 12-pack.

[vash]

no effen way!!! scissors are expensive. i guess i could tear them out.

[Joeaksa]

Originally Posted by cantdrv55

Noah, just go commando and you'll save even more. Just watch the zipper or you'll incur a copay for the resulting visit to the ER.

+1. Been commando for a long time.

Clip coupons all the time. Did it last night for Harbor Freight but also do it at the grocery store. Why not?

[Porsche-O-Phile]

Originally Posted by vash

no effen way!!! scissors are expensive. i guess i could tear them out.

Your underwear or their contents?

[vash]

hahhaa.

underwear protects my jeans from my arse. anyone have a coupon for scissors?