Ouch. Glad you are okay. Kudos for owning it as your fault -- not always an easy thing to do in this day and age.

Well, they totaled it.
The settlement is fair (pending the look at their assessment) so now I need another truck. I do like that Tacoma & I wasn't done with it.

Ooops ( I said that already) they left the canopy off the evaluation report. That's no good. I'll have to speak crossly with em'.