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How many credit cards do you own?
Another thread got me thinking about this.
I have only ever owned one.....a MasterCard that I've had since 1984. Not sure what the limit is without looking but i'm quite certain I could buy a new car on it. A friend of mine has a wallet about 4 inches thick with every card you could imagine in it. Don't know why. Gas cards, Home depot, Visa, MC, AmEx, etc, etc. How many do you carry?
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Pete 79 911SC RoW "Tornadoes come out of frikkin nowhere. One minute everything is all sunshine and puppies the next thing you know you've got flying cows".- Stomachmonkey |
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I have a Visa and Amex Card. I also have a Corporate Amex card.
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Jim 1983 944n/a 2003 Mercedes CLK 500 - totaled. Sanwiched on the Kennedy Expressway |
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Registered
Join Date: Apr 2000
Location: Mid-life crisis, could be anywhere
Posts: 10,382
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Used to have around 15. Now down to 2 Amex cards. One business card with no limit, and one personal Reserve card. Annual fees on the 2 cards are $1,000, but I get a ton of benefits out them, so they pay for themselves.
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'95 993 C4 Cabriolet Bunch of motorcycles |
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Registered ConfUser
Join Date: Aug 2006
Location: Waterlogged
Posts: 23,647
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Personal Amex (Costco), MC (Sams Club) and a corporate Visa for business travel.
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Mike “I wouldn’t want to live under the conditions a person could get used to”. -My paternal grandmother having immigrated to America shortly before WWll. |
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Retired Member
Join Date: Sep 2005
Location: Guelph Ontario
Posts: 2,536
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Just one (Visa)
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80 911 SC sold 17 Tahoe 07 Z06 Corvette
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Detached Member
Join Date: May 2003
Location: southern California
Posts: 26,964
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One Corporate and two personal. Plus one debit. All are Visa. I need options when I travel in case one gets declined due to a computer glitch, it happens once in a while, especially when you're overseas.
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Hugh Last edited by Hugh R; 05-20-2015 at 11:31 AM.. |
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Registered
Join Date: Jan 2012
Location: NW Ohio
Posts: 9,733
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I se a mastercard debit card that pulls from the checking, and then a Visa with a high limit, but no balance. I use the debit card for gas, groceries, and normal everyday stuff, and the visa for travel, large purchases.
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Registered
Join Date: Oct 2005
Location: Hinsdale, IL
Posts: 3,428
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American World Elite MasterCard, a Chase Freedom Visa, and just opened a Carson's card when buying a bunch of furniture for our new house so we could save an extra 20%. May close it soon.
Always on the lookout for a high initial reward so I can sign up for another card. |
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Registered
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Amex and a debit card.
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2021 Model Y 2005 Cayenne Turbo 2012 Panamera 4S 1980 911 SC 1999 996 Cab |
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Run smooth, run fast
Join Date: Aug 2008
Location: South Carolina
Posts: 13,450
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I'm not a big spender, so just one... a Chase Veeza. I think that's how you spell it.
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- John "We had a band powerful enough to turn goat piss into gasoline." |
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Registered
Join Date: Feb 2002
Location: Montana
Posts: 715
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none except for the gov travel card the Army made me get last year (I avoided it for 28 years)
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1982 930, K-27, BL adj. WUR, Rarlyl8 Headers and Hooligan muffler, PK CDI, 22 and 30mm torsion bars, poly bronze bushings 30mm raised spindles and custom valved Bilstein shocks (by Elephant Racing), monoballs front and rear (by Rennline), Alton 17" Fuchs, Fred Cook fuse panel |
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Too big to fail
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VISA and a corp AMEX
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"You go to the track with the Porsche you have, not the Porsche you wish you had." '03 E46 M3 '57 356A Various VWs |
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4- corp Amex and Visa, Visa for my LLCs, household account MC.
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Registered
Join Date: Sep 2007
Location: Ventura County, CA
Posts: 4,018
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I have two...an Amex with no limit and a VISA. The same two credit cards I've held for 29 years. Keep a zero balance every month.
I have neighbors and a sister paying for 2014 in 2015 at 16% due to an inability to avoid credit cards. Scary. |
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Unregistered
Join Date: Aug 2000
Location: a wretched hive of scum and villainy
Posts: 55,652
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personal: Uno, and never carry a balance.
Company card: uno, $25k balance limit. |
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3 personal and 1 company and all zero balance.
Edit> learned my lesson years ago. Had 2 cards at limit and paying huge interest. Never again. |
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am ex platinum & cap one venture
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Back in the saddle again
Join Date: Oct 2001
Location: Central TX west of Houston
Posts: 56,341
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Used to have between 10 and 15, now down to 1 or 2.
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Steve '08 Boxster RS60 Spyder #0099/1960 - never named a car before, but this is Charlotte. '88 targa SOLD 2004 - gone but not forgotten
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Driver, not Mechanic
Join Date: May 2013
Location: SF Bay Area
Posts: 3,012
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One. Don't really need another one.
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Now in 993 land ...
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1 Credit Card, 1 Debit card for backup on a spare acount, 1 corporate card for corporate expenses.
I think people with more than a couple personal cards have credit issues, as the only reason to get more is to get more credit or "deals". As you see on the other thread I am hesitant even adding a second card. G |
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