Auto insurance Quote High?

[Eli at Pelican Parts]

Just taking a pole of who, what and how much auto insurance should cost these days……

Example car: 2003 Porsche 911 C2
12,000 miles per year
Good driving record
California

What do you think is the norm for full-coverage for this car? I got a quote from my agent, which seem to always work with me but I’ve never shopped around, well at least not lately.

Has anyone shopped around lately? Does $2,900.00 seem a little excessive for the year?

BTW: No accidents, No tickets, No immature driver gigs to weigh me down…..

Thanks,

-Eli

[Eugene at Pelican Parts]

How old are you?

[RickM]

And where do you live. There can be huge variations between locations...even if relatively close to each other.

[Eli at Pelican Parts]

Age is above 30 not quite 40 and a zip would be 90245.....

-Eli

[SandyI]

That premium sounds about right. I mean, its not like you're insuring an aging 924. That car's only two years old and retailed for what? $85,000?

Call A.I.S. They'll give you the lowest rate possible.

[SandyI]

The insurance company knows you're using that car as a daily driver on occasion at 12,000 miles per year. If you told them 2,500 per year? That premium would drop a bit.

Bottom line? In So Cal, auto insurance companies have a license to steal. I really doubt there's a more expensive place to insure a sports car in the U.S.

[jmohn]

Seems like a lot, but then I don't have an '03 C2 or live in Cali .
Just for the record, I'm in Minnesota, I'm 56 and have a good driving record, and pay about $800 yearly for full, average coverage (same as we have on my wife's Volvo and my GMC pickup) on my '78 SC.

Jerry M
'78 SC

[RickM]

Originally posted by SandyI
In So Cal, auto insurance companies have a license to steal. I really doubt there's a more expensive place to insure a sports car in the U.S.

Apparently you're not familiar with NJ. It cost that much to insure a Pinto.

[Neilk]

Damn!! Looks like things must be going really well at PP.

Go to progressive online or http://insurance.yahoo.com/a/auto.html and get some online quotes.

[Eli at Pelican Parts]

Originally posted by Neilk
Damn!! Looks like things must be going really well at PP.

Go to progressive online or http://insurance.yahoo.com/a/auto.html and get some online quotes.

Nothing but the norm....

Just sold my 02 Jaguar, Twin Turbo RX7 and had some funds from on the side I was saving for my next project..... So I made the move! I'm still clearing things out of my garage to help with the gas $$$

As you can tell I'm still not fully recovered but "Yes" I have the pink in my name!!!

-Eli

[Neilk]

Oh so you did get a water-pumping 996. Where are the moderators when we need them?

Just kidding. See if you can do better with an online quote. FWIW, my 2000 Jetta GLX is about $1500/yr in Dallas and I am in my early 30's with no record, so your quote doesn't sound so bad.

[osidak]

1978 911sc Euro
5,000 miles / year
NC

Pay ~$400 a year through Nationwide

For three cars I pay $1300 a year

1978 911
2000 Jetta TDI
2002 Outback Wagen

I would choke on that insurance quote

[mikebrasket]

You drive an M3 and a Porsche. Buy an '85 Volkswagon for $500 and tell 'em it's your primary driver.

[red-beard]

Try AAA. They have some of the best rates in SoCal.

I like Mike's idea....

[84porsche]

Originally posted by mikebrasket
You drive an M3 and a Porsche. Buy an '85 Volkswagon for $500 and tell 'em it's your primary driver.

I second that - that is the only way to decent auto insurance rates in So Cal - My insurance for 6 months is my car payment for 4 months. I am still looking for another car but I can't justify 3 cars and no place to live.

[Eli at Pelican Parts]

Originally posted by osidak
1978 911sc Euro
5,000 miles / year
NC

Pay ~$400 a year through Nationwide

For three cars I pay $1300 a year

1978 911
2000 Jetta TDI
2002 Outback Wagen

I would choke on that insurance quote

WoW, is that full-coverage? "Number please"... a call won't hurt but maybe California rates will.....

-Eli

[FLAT6FAN]

Try AAA or Mercury. I persoanlly think AAA offers the best insurance.

[Eli at Pelican Parts]

Originally posted by mikebrasket
You drive an M3 and a Porsche. Buy an '85 Volkswagon for $500 and tell 'em it's your primary driver.

You kidding it doesn't matter from what the rep explained to me. She has put me under a "low-mile" profile already....

Maybe the M3 will be put on the auction block in the near future..... The little lady doesn't want it, she rather have "One of those cute MINI COOPERS"...... OMG!

-Eli

[TerryH]

Originally posted by RickM
Apparently you're not familiar with NJ. It cost that much to insure a Pinto.

Pinto's were known to spontaneously combust....


Eli, Give Mercury a chance to quote. I'm paying a paultry $330 a year on my '81. It's not my daily driver, but there are no restraints on mileage. Max coverage 500K liablility, etc. I'd be interested to see what they quote on a car like yours. I know my agent was glad when I said there was no turbo involved.

I'm late 40's no accidents or tickets. YMMV.

[fred cook]

I live in South Georgia which is the land of heat and gnats but the insurance on my '80 SC coupe (full coverage) runs about $240 per 6 months with no mileage limitations. Being over 50 with no points on the license helps!

Fred Cook
'80 911SC coupe