* Insurance - what do YOU pay? *

[Craig 930 RS]

I pay $620 year - through Farmers'

1k deductible and otherwise full coverage
40 yrs old

What do you pay?

[unclebilly]

Funny Story...

My 77 911 costs $900 Canadian per year, fire, theft, collision, unlimited use to and from work. My 87 944 is $1800 per year with the same coverage except to and from work... go figure.

[chavez45]

I have a pretty good deal. '78 911sc @ $522 / year. 1k deductible for a recreational vehicle.

[RANDY P]

I'm about $800 / year, full coverage - practially worthless if I total the car, I'd get killed on value.

For dents and damage it's great. 34 Y/O $500 ded.

Through GEICO and it's reported as my driver - incidentally it's cheaper listing the 911 in 1st use position VS. the 2002 S-10 I have. go figure.

[911nut]

$360/yr. through Hagerty. No deductable, flatbed towing. Limit 3000 mi/yr, no using for work. Good enough for a garage queen.

[manny1972]

$220.00 per year, stated value policy. 0 comp ded and 500 collision ded. Insured with American Family classic car policy.
rated for pleasure use only

[Joe Bob]

Way to freaking much...why should it matter how many cars I have...I can only drive one at a time...

[pgsandiego]

$560/year total for BOTH 82SC and 94 300zxTT. Hagerty. Pleasure only and 2500 miles/year limit

[shillier]

Well...

I pay about $580 / 6months for my '81 911 with full coverage, daily driver with no limits and $1000 deductible. All this from State Farm.

I thought it was little high so I called them up and found why... From what I understand, they have a standard "Rating" system for cars and my Porsche is apparently rated at a "52" ???.... the higher the number the more you pay. Average car rates at about "8" and my previous BMW 325s rated an "11".

On top of all this, I just realized that I'm getting nailed for an additional $35 / month over 3months for "Policy Change". Yep, when I take the car off the road for the winter I get nailed with the "Policy Change" charge and again in the spring when I put it back on. Its still the same policy since I continue the coverage throughout the winter for thief and fire.

I don't get it. How much more money are they going to squeeze out of me. I think its time for me to shop around.

Any other Canadians have suggestions on who might be the better company to insure with?

~Shayne

[Want to be]

Farm B. , i believe it is $49.00 every 6 months !

jpc

[Craig 930 RS]

About to lower from $620 thru Farmer's (Approx 13k book replacement value. hah!) --- to $510 thru Hagerty ($35,000 stated replacement value)

[epbrown]

I pay about $600/6 months for full coverage on all 3 Porsches. My coverage actually went down from what I paid for the 911 and the '66 Rolls-Royce, despite the fact the check they gave me for the RR paid for the 944 and 928 - same value. This is with the 944 claimed as the commuter, but it doesn't seem to make a difference which Porsche I claim it is.

Emanuel

[LakeCleElum]

$133 per year. Full coverage, no deductible. American Collector Car. Limits my mileage to 2,000 per year....No a problem, it only runs for about 100 miles per year!!!!!!!!!

[SpeedracerIndy]

$340 per 12 mos. Pleasure vehicle, full coverage, $250 deductible, $12,500 agreed value (more than I bought it for), 5k miles per year, ok to drive it to work. The policy is currently through Allied. I'm pretty happy with my current insurance agent, she is always shopping for a better deal for me.

[addictionMS]

too much.....

Jim

2001 2500 Dodge Ram
2001 2500 Dodge Ram
2000 996
1988 911
1970 911
1995 M3

[jfw834]

$125 / 6 months as my second car...
$660 / 6 months once I make it my primary car when I sell my old volvo soon.

State Farm. This I consider DAMN good for LA.

[falcon]

2 drivers at home. Pcar is a 3rd car. State Farm Insurance. 900 a year for 7500 miles limit with 500K/250K liability/medical. and 1K deductible for collision and I think 500 for comprehensive. Kind of high but I only drive the car about 5-6K a year and I needed to bump the liability higher so that my 1 Million dollar liability umbrella policy can cover the car.

[thomschoon]

I pay about $600 through Allstate with $1M/$500K/$200K coverage for pleasure driving. I looked into the collector car companies and it didnt make sense with the restrictions they have. I also wanted larger coverage amounts as many cars now cost over $100k and if anything ever did happen.....

[nixter]

$640 for 6 months. $300 deductable. Full use car. And this is WITH the 40% Roadstar discount. Yeah, insurance in BC sucks. Oh yeah, and this is considered EXTREMELY cheap here. My buddy has a 2003 RSX type S and he pays $2200. He also has the 40% discount.



Nix

[bigrubberjeep]

$648 w/$500 deducatable per year (1 of 3 cars) vehicle use "pleasure"