[LWJ]

On the big picture subject.

I sell health insurance to businesses. A HUGE piece is having a broker who will rattle the cage of the carrier to make your plan work. I see two kinds of people at renewal: angry people (who didn't engage the customer service people) and happy people who did.

Pro tip: get to know the customer service person. Be proactive in your healthcare. Be strategic.

It really isn't bad if you have a standard plan with reasonable network.

And since I am not licensed in a bunch of states, no, this isn't a plug for buy from me.