Quote:
Originally Posted by Macroni
For insurance purposes there really is only a few dollars difference between $40,000 and $50,000 on a defined value policy. An offset with a higher deductible (ie: $1,000 v $500 or $500 v $250) could also trim the expense while increasing the coverage.
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Completely agree. I shopped prices and the only insurer who balked at $50k valuation is my present one.

Kinda stupid of them in my opinion.
I'll check with some of the others about deductible. Present collector car insurer has a requirement that the deductibles must be the same as regular car policy and I already carry the highest deductibles they will allow.