[mreid]

Are you Jenny?

The biggest scammers as far as tying up your credit are gyms and cell phone companies. In fact, once they have your billing info and bank data they will rotate billing service numbers to ensure you can’t have your bank cancel the transaction. That means if you cancel payment at your bank (required under Reg E) they will simply bill you from a different source. Never sign up for a payment plan with a fixed period of time agreement in order to get their “special rate.”