[Crowbob]

Your coworkers have made a calculation just as you have, ck.

They have banked on a federal bailout of some sort, or at least of a subsistence until death. There are a lot of them, too. That's the way they're rolling their dice so who can criticize?

Ultimately, when push comes to shove, the relationships you have built will mean your and their survival.

Unencumbered outright ownership affords a moral basis for protecting and keeping property by any means.

A check in the mail is only as good as the check and the mail.