Yesterday wife emails me "I think I lost my credit card, going into the bank to get a replacement."
Later in the day, "can you pick up pizza on the way home for dinner?"
I call in the pizza as I leave work... traffic jam but I know they will keep it warm for us.
Pull into the pizza place and pull out my card... "sorry sir cash only" and he points to a ATM machine in the corner (straw #1, you can have a ATM machine but can't take CC?)
ATM want $2.50 but I want to get home so okay the deal... ATM says "sorry no can do" (straw #2)
I realized there is a BofA a block away so hop in my car.
Friday night, line at the ATM

Get to the ATM "sorry, cannot process your transaction" (straw #3)
I'm tired and hungry and start cursing the ATM and slap it... all in front of the line at the ATM =embarrassed
Then it dawned on me... lost card=frozen account...
I call my wife "oh yeah, sorry"... pause... "I have $20 see if they can deliver?"
So... why didn't we just have it delivered in the first place?