[masraum]

Originally Posted by VincentVega

I dont get the debt free thing, at least at this point in my life. Not interested in debt up to my eyeballs but debt is a tool, use it wisely to get ahead. My personal choice but I'd rather have the $$ at my disposal than invested in my house. Much simpler to sell a stock, fund, cd, whatever to get some cash if/when I need it. I locked in a good rate a few years ago, only makes sense to invest and/or live on the spoils. Maybe if I'm ever on a fixed income I might rethink this, until then I'll take the gains.

I think the above is true, except it depends. Where are you in life, retired or nearly retired or 10 or 20 or 30 years out? There are probably some dependencies around how much do you have in debt and how much in liquid assets too. If you've got a healthy savings/investments/retirement funding, that's probably different than if you don't have enough.