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I would have to look at the letter but from my understanding if they say the car is worth $30.5k then that would mean they would only pay out $30.5 on the car were it to be totaled. Our premium went down a little with the change as well.
I will look at the policy more closely and see if I can figure out your question nathanbs.
And yes, I am not your dad, lol.
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Rick
1984 911 coupe
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