|
If your insurance company is fighting you on simply an agreed value - even before there is a claim, I would cancel that policy and run from this company as fast as you can! Most insurance companies welcome a higher agreed value, as they get paid more in premium. I would take this as a sign of trouble to come if there were ever the event where you actually needed to file a claim. I would highly recommend Hagerty, they insure my entire 930 collection, and at whatever values I want. I think I’ve got it comfortably over insured, and they are totally fine with it. I can recommend a great insurance agent if you want, pm me and I’ll give you his info if you want to shop this around. You also want a great agent in your corner to go to bat for you for if and when you do need to file a claim, so just the insurance company itself isn’t the entire package in my opinion. You need a really good agent that has been in the business a long time and will continue to be. You don’t want to be in the position where you need to file a claim, and then come to find out you don’t know a single person in the office that sold you the policy. You need both a great agent and insurance company to be fully and properly protected.
|