Quote:
Originally Posted by nathanbs
In case I’m partially responsible for the confusion I will help clarify that the OP does not know if it is an agreed value or a stated value that he is discussing with his insurance company. He is going to look into it. In regards to Hagerty one must park the vehicle in a garage daily and there are pretty limited mileage allowances to qualify for a policy
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It sure seems like a pointless conversation to have with your insurance agent if it’s not an agreed value policy. One in which the agent you’d think would’ve made it very clear that there is no point to this question since your policy isn’t written as such. If this is the case, it also confirms my earlier point, that you need an equally good agent to go with your insurance company.
And while mine are insured for limited use, I’d think that unless you’re daily driving this, there’s a policy that would work. But if this is being daily driven, then the whole value issue become somewhat moot, as it’s being driven to such a diminished level it really shouldn’t be a factor anyways.