[Evans, Marv]

I froze mine on all four credit reporting agencies when the last debacle happened. I almost never need to do anything related to credit things at this point in my life & basically forgot about it. I had to change to the new Costco card some time ago and was mystified why they couldn't get an approval through the agency they were running it through. Finally I remembered all of them were frozen, so I unfroze the one they were running it through for a week & it went through fine.