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Same thing happened to my dad. Bought a boat in Maine, 2 wheel bearings gave out in the middle of no where in New York.
I have to honest, if you didn't ask him directly about the last time the bearings were done, its kinda on your. Trailers are famous for bad bearings because they sit outside exposed and get immersed in water all the time.
Fix it and move on....and always carry a bearing kit with the trailer.
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