Quote:
Originally Posted by fastfredracing
What a sneaky, and underhanded business that is. They sell you this great policy, that is going to cover you in case of bla bla bla bla bla, sell you some extras, just in case, " oh, and also, you should have this " and in reality, it does not cover poo.
Im fighting them this time. Im not taking no for an answer . It is all worded in legalease in my policy, but from what I see I am covered.
They are denying my coverage, because I did not have my tow truck "declared " on the policy.
I have a half a million dollars worth of equipment and tools in the place, and not one single piece of it is declared, nor was I ever advised, that I needed to declare any of it. So, I would have to assume, that nothing I own under my business policy is covered .
Srry, just wanted to rant.
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So little confused Fred. I'm in the commercial insurance business. Your post indicates to me two different insurance coverages. One the truck policy (commercial Auto) and the other the business policy that covers your equipment and perhaps a building. That being said they could be on the same policy but two different coverage sections. Autos would need to be specifically listed on a policy. Tools equipment not necessarily. You should have equipment with higher values itemized with serial numbers, values and photos.
Can you provide a little more info? What happened?