[Evans, Marv]

I had State Farm for my cars, home, & apartments for a quarter of a century. When I moved out of town into a rural area, my agent told me they didn't cover homeowner's insurance because of elevated fire risk. I changed to Farmers, and after a couple of years they raised my premium (already had raised it every year) by 37%. Found another company and sent Farmers a letter saying I'd never buy a policy from them again because of their usury premium raise. Got a letter back saying the raise conformed with State guidelines, yada, yada, yada. It's a racket and our governments are participants.