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Registered
Join Date: Jan 2007
Location: Somewhere in North L.A. County
Posts: 2,107
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Insurance companies try to be competitive in a super competitive market for personal lines. It pays to shop. It pays to actually review and understand the coverage you are purchasing to see what you get if a claim arises. Most companies today standard coverage affords aftermarket parts. Endorsements are very reasonable add-ons if you want OEM coverage. $36.00-70.00 extra every six months is an average for an OEM Endorsement. Loss of Use is the best bargain if your policy does not include it to purchase additionally. On average cost runs about the same as 2 days worth of car rental. Take it.
Unfortunately in California this is what the collision repair industry thinks of Geico.
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Jeff Hail
"All men dream: but not equally. Those who dream by night in the dusty recesses of their minds, wake in the day to find that it is vanity; but the dreamers of the day are dangerous men, for they act their dream with open eyes, to make it possible"
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