I live opposite of Ft. Meyers on the east coast.
Do some research on the water algae problem there and decide if you are OK with dealing with it every summer.
That alone would push me more up the coast to Tampa area.
It has been getting worse every year. US Army Corps dumps water out of Lake O into the canals heading West to Ft. Myers and East to Stuart (Me) every rainy season.
Right now? the water is super clear smells nice and has no issues.
Middle of July? You cannot go near it or touch it.
Algae outbreak forces North Fort Myers family out of their home
https://www.nbc-2.com/story/32347943/lee-county-added-to-state-of-emergency-for-algae-in-water