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You need to understand the difference between standard coverage, stated value and agreed value. The first two put the value in the hands of the ins co, the third guarantees your value.
There have been several threads here on the subject in the past so do your research.
Your location also will affect what you pay. The rates and possibly mileage restrictions seem to vary by state.
5 years ago I had Hagerty through my local agent at about $800 yr for 30k. After looking around I switched to Leland West with the PCA recommendation at about $400yr for 40k. Leland West is really American Modern ins for Porsche owners.
When my policy comes due in April I will try to raise the value to 60k and see what happens.
Happily I have had no claims, I do not race and I usually just drive to car shows and C&C.
Good Luck!
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Steve
1981 SC Steel Widebody Outlaw in Pacific Blue and Artic White, 930/51 to 3.2l, K27 7006 Turbo, P&P Twin Plug heads, Twinfire Ignition, BLwur, Ruf Intercooler, Powerhaus headers, Zork, CIS Euro FD, 009 injectors, DOD, DP Lid, 044 pump, 930 4 sp LSD, Mocal 44 w/fan, LM2, Brembo, Retroair, Euromeisters.
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