[Chocaholic]

Turning 60 soon and hoping to have last kid out of college and mostly off my payroll in 3 years. Have built a nest egg, home is paid off and still have a good income and benefits...but no pension, wife doesn’t work.

Have never used a financial advisor only because the few I’ve spoken with over the years wanted me to buy lots of life insurance and transfer my lifetime of savings to their able hands. Honestly, I’m not a trusting soul when it comes to such matters.

Savings is divided among several different mutual funds within Janus and current 401k is with T Rowe Price. Overall, about 1/3 is in cash (money mkt). No debt.

Living expenses post retirement should be somewhat reasonable. I’m not terribly savvy as an investor, and pretty conservative, especially at this stage of the game. Would you continue to go it alone? Thoughts?