Quote:
Originally Posted by Chocaholic
PRetty consistent thoughts...thanks. Yes, a fee only arrangement seems logical. As I approach retirement I have this nagging feeling i should be doing something...or not.
Walked through the retirement planning calculator on Janus website and it indicates we’re doing ok. Peace of mind. Plan to keep saving and as kids get out of college, that should expand...we are not big spenders!. One down, two to go.
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you are on the right path - see bolded
money is a great buffer, but not a substitute for being self-contained
i.e. it cannot make you happy, but can be used to prevent various types of unhappiness