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What's done is done.
I know I have to pay taxes which is why I had them take $3k out for tax. My question is specifically about the 10% penalty. I had to justify a hardship to my 401k administrator but now that I am doing my tax return, I don't see a way for getting out of the penalty. My plan does not allow for loans. If I have to pay the 10% fee, I'll survive but it would be nice to not have to pay it.
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