Quote:
Originally Posted by gchappel
I just enrolled this month. A couple of things I have learned- or think I learned.
Supplement plans part F- they are all the same. Prices may vary a little between different providers.
Part F will no longer be available after 2019. If you have it you can keep it, but no new enrollments. Congress or someone passed a rule that supplements can no longer pay your deductible, which part F does.
IMHO, if you can get part F now, get it.
I have been involved in hospital based cancer conferences for over 20 years. After sitting and listening to the issues- I personally would never use an advantage plan. Medicare pretty much allows the oncologists to treat as they see fit. Some of the advantage plans limit access to drugs, and actually control dose amounts they will pay for. Like all insurance, you only know how good it is when you need it. I have no personal experience in this at all- but from years worth of discussions I know I would prefer my chosen doctors choose my exact care plans- not have them chosen by my insurance carrier.
My opinion
Gary
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Thanks, Gary.
Great information and head's up about the Part F going away for new enrolees.
I will continue to research.
My situation may be a little different from others as I do not go to a doctor and haven't except for twice to get Z-pacs for chronic bronchitis several years ago.
I go to a dentist and optometrist.
Other than those two I don't even have a GP.
I suppose at some point now that I'm approaching middle age I should think about getting a checkup at least. Probably happen after I get signed up.
Yes, I recognize that as I continue to age, stuff will likely wear out a little and I may need health care.
So for me, maybe I don't need the Part F Medigap option.