One small portable device has replaced so many other bulky ones in an extraordinary way, and now everything is being put into that single device for safekeeping.
I was kind of amazed and nervous about the weakness in new biometric security in how easily it can be hacked.
Add to that the software backdoor provisions government has put in place by law, the expansion of surveillance capitalism, the reliability of the foreign companies which make the chips everything run on, the ones that assemble them, and the growth of 'easy' automatic banking and proximal checkout by just swiping it at a point of sale and proximal phone pairing.
All of these factors together seem like a long chain of weak links...which could break in a bad way for a lot of people.
Most modern phones can be unlocked using a face photo:
https://www.theregister.co.uk/2019/01/04/photos_trick_smartphones/
Phone or other security devices can be unlocked using just a photo of the thumb:
https://www.huffpost.com/entry/hack-phone-fingerprint-photographs_n_6395730
https://www.bleepingcomputer.com/news/security/samsung-galaxy-s10-fingerprint-scanner-tricked-with-3d-print/
It seem old school luddite that covering up the camera, disabling all bio-loggin functions or browser password storage etc, and simply using a plain old memorized long password string might be the most secure means of keeping your data more safe.