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I went thru a very ugly period from 2006 to 2010. That included a very expensive divorce. I had over $20K in CC debt plus owing the IRS $14K. I never, ever want to see CC debt again. Paid off both - it took awhile.
I have a debit card for most purchases. I have a CC with a low limit $6K and use that when I travel.
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Jim
1983 944n/a
2003 Mercedes CLK 500 - totaled. Sanwiched on the Kennedy Expressway
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