Their are huge profit margins built into CC verses a debit....huge, even if everyone paid in full each month on a macro level...that's "gravy" from the idiot masses...no one on this thread. My CU debit fraud protection has been fantastic....for years. A debit is my cash machine day-to-day as needed. I don't spend doodly squat on a damn card if ya don't count that

.
Search the archives on CC and me....eff 'em
A cash cow biz....moo