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I have two credit cards. One is for my personal on-line purchases, and big ticket items. The other credit card is for my business use. Bot are set up to automatically draft the statement balance on the day it is due. No chance of forgetting to send money that way. Bot cards are no annual fee, and both earn cash back. It is a win-win for me. 100% free credit card use, that actually pays me to use it more. I use my debit card for local simple purchases. I have to use it at least 10 time per month to earn the special rate for interest on my checking account. My credit union pay me 3.5% interest on the average balance in my checking account. Besides the 10 debit card uses, I have to do on-line bill pay, which I do with all my utilities, and then receive a EFT at least once per month and my company draw (pay) is done that way anyway.
I know some people that refuse to have a credit card. With all the Amazon or Pelican purchases, I can't imagine not having a credit card for that. Whatever, if someone does not want a card, fine, no skin off my nose.
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Glen
49 Year member of the Porsche Club of America
1985 911 Carrera; 2017 Macan
1986 El Camino with Fuel Injected 350 Crate Engine
My Motto: I will never be too old to have a happy childhood!
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