My thoughts exactly.
Quote:
Originally Posted by CurtEgerer
One of the drawbacks to a CC, even for those very few who pay off their debt monthly, are the incentives, cash back,etc. Obviously, an incentive is designed to get you to use the card, often for things you wouldn't otherwise buy. This is particularly true for Store CCs - i.e., if I buy just 2 more pairs of shoes, I'll get $20 in Kohl's Cash to buy even more stuff I don't need! Debit only for me. I like the simplicity - this is how many pesos I have in my pocket right now, so do I really need to buy this [insert name of useless crap you don't need] today?
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