Quote:
Originally Posted by Tervuren
A somewhat decent example.
Although the human body is not as consistent as a car.
When the company I work for shifted its health provisions the break room talk inclined me to believe a lot more responsibility in spending on individual level started taking place.
What changed is we went from part of the premium, and all of the deductible, to all of the premium, but none of the deductible. Suddenly money out of pocket and decision making gets wiser. See a Dr's office instead of an ER for a minor sniffle, etc...
However, a system where you just show up and don't worry about payment is rather worry and responsibility free.
Cajun, I still do not see where we disagree.
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Thanks for supporting my point, when the end user has "skin in the game" cost goes down.
The more the end use pays the lower health care cost will go.