[wayner]

For this reason alone, this is why I appreciate our government run healthcare in Canada.

There is no fine print, and they have no incentive to deny coverage.

I don't feel qualified to chose a long distance telephone savings plan let alone health care insurance.

I really don't want this to turn political so please, I hope nobody turns this into an "our system is better than you system" discussion. Instead what I want to focus this on is how can buying insurance yet getting hit with something like this be ok, or in any way rationalized?

You payed good money, yet they dodged your claim.
I know new regulations came in in the US to prevent some of the more devious avoidance by insurance companies, yet it still seems to happen, so why isn't this a significant talking point whenever health care in the US is brought up?