Quote:
Originally Posted by drkshdw
I haven't had insurance since I was on my parents insurance when I was in college. Since then (over 20 years now), I have been to one doctor, once, to get some moles taken care of. It cost me $200 out of pocket including the office visit, the procedures, the lab tests and a follow up phone call. Paid for on the day of the visit.
With that said I have sprained an ankle, broken a bone, torn muscles and had a nail go through the bottom of my foot and back out the top and all of it was taken care of at home because of the costs of seeing a doc. I'm no worse off for it. Everything has healed fine. Perhaps I've been lucky.
But I don't think insurance is the problem in our country. I think the problem is the cost of healthcare. There is no reason for simple things costing so much and until we do something about the COST of it, nothing is going to change.
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Part of that cost is due to how much we value our life. We would/will "spend " millions to extend life a year. We demand the latest and greatest technology gizmo to diagnose our disease. We expect the latest and greatest pill to cure our ills. Each of those new technologies /pills cost billions to develop and test. And every hospital must install that new tech to keep up with the Joneses.
As we extended life a disease such as mac degen or Alzhiemers became far more prevalent. At one time a heart attack dropped you dead. Today after a transplant or quad bypass you are forever on a costly drug regiment.
Our sucess has driven the costs into the stratosphere.