Milt, I disagree with your understanding of the word, “ethics.”
Quote:
ethˇics
/ˈeTHiks/
noun
1.
moral principles that govern a person's behavior or the conducting of an activity.
"medical ethics also enter into the question"
synonyms: moral code, morals, morality, moral stand, moral principles, moral values, rights and wrongs, principles, ideals, creed, credo, ethos, rules of conduct, standards (of behavior), virtues, dictates of conscience
"the ethics of journalism"
2.
the branch of knowledge that deals with moral principles.
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Edit: I think you’re applying it too narrowly to just address the area business / contracts.