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Parking Lot Ding
Looking for some advice, please. My wife just let me know that she scuffed a parked car in a parking lot. It looks like it was limited to the plastic wheel arch trim on the other car. The owner was not available (she has been checking for a couple of hours now), so she has taken photos and left a note with our details.
Do we still need to report this to our insurance company even if we decide to pay out of pocket for repairs? Thanks.
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