[twobone]

Being Canadian means I don't have to worry about massive health care costs and I will be able to buy retirement prescription and dental benefits from my employer when I retire which is great.

I have always been risk averse in a lot of ways and swapping the regular pay check for a pension cheque of about 50% net pay will be a shock.

I do love this forum, because I can't really talk about this with a lot of folks

thanks