I've only used my CU (not "as" profit motivated as banks) for two decades...even they do it
. I once deposited a bigly check ftom a local bank....from my dad....he also has a CU acct., and a history there. I wanted a few K in my chk acct....right then. Teller said it would take mebbe ten daze....naw, I wanna talk to the CU mgr....I even have a bigly HELOC that would cover it...
Teller came back and started counting Franklins
No one wants to kill the golden goo$e....so banks give you a small % (their risk), and eat debit/CC losses, so the $heeple keep on grazing fer the cash cows....Moo(ve) to a CU
