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Is your "financial guy" a CFP? Fee only?
Currently, about 5% of the 65+ population end up in some type of long term care. Avg US annual cost is nearing $90,000 a year. Those rates are only going to climb higher.
It should be part of a complete plan and not just an add on to a jumbled together "financial plan".
Last edited by Sooner or later; 07-12-2019 at 06:51 AM..
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